DRAFT — content not yet published.
2026-04-14

Why we built pop-pay

The story behind point-one-percent: why static spending caps don't protect against hallucination loops, and why we made card extraction structurally impossible instead of policy-impossible.

The 0.1% problem

Content pending. Draw from: HN draft v3 problem section, brand memory (project_poppay_brand.md — tagline origin), pop-pay-dev-plan.md.

Why static caps fail

Content pending.

What “structural” means here

Content pending. Reference: AGENT_COMMERCE_THREAT_MODEL.md trust boundaries.

Where we go from here

Content pending. Reference: v2 engine roadmap, bounty program.